Health & Lifestyle Blog » Health Cover http://www.turnhealthy.com Turn Healthy .com Tue, 22 Nov 2011 23:06:58 +0000 en hourly 1 http://wordpress.org/?v=3.0.4 Temporary Health Coverage http://www.turnhealthy.com/temporary-health-coverage http://www.turnhealthy.com/temporary-health-coverage#comments Mon, 17 Aug 2009 01:35:41 +0000 admin http://www.turnhealthy.com/?p=46 health14Temporary Health coverage aims at covering those people under the ambit of health insurance, who are currently unemployed and are in anticipation of getting employed soon. The benefit of Temporary Health coverage is that it is cheaper as compared to other options like health insurance under COBRA. There is flexibility in choosing the time period between one to twelve months. If one is generally healthy, then the Temporary Health Coverage can be extended beyond twelve months, if such need arises. Most of the Temporary Health coverage plans cover surgery, x-ray and other medical and laboratory facilities.

There are certain preconditions attached to the above plans though. First of all, the availability and extension both are on a case to case basis. If one is suffering from some ailments, then these plans may not be available. The ‘exclusions’ clause excludes many things that are needed by people. So a person needs to weigh between the Temporary Health Coverage and options available under COBRA, depending upon her health condition and other factors.

Although there are some hiccups in availability of the Temporary Health Coverage, due to its cost factor and flexibility in coverage period, it is quite a breather for unemployed and uncovered people.

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